Motorcycle Insurance

Motorcycle accidents can seemingly occur out of nowhere and lead to expensive repair costs. Having motorcycle coverage can provide financial protection for such incidents. Choosing the right policy can be difficult, which is why Zachman Insurance is here to help. 

What Is Motorcycle Insurance? 
Motorcycle insurance is coverage motorcycle owners typically purchase to have financial protection in the event of an accident. Most policies entail an insurance premium you pay your provider in exchange for coverage if an accident happens. You may have to pay a deductible for your policy, which is an out-of-pocket expense you must pay after a covered incident before your provider can assist you. 

What Does Motorcycle Insurance Cover? 
Coverage differs among policyholders. Most policies include liability insurance, which typically covers bodily injuries and property damage. Additionally, some options included in your policy might be some of the following: 

• Collision insurance
• Comprehensive coverage
• Customized motorcycle parts coverage
• Uninsured/underinsured motorist coverage
• Personal injury protection (PIP) 

The agents at Zachman Insurance can help you learn about potential coverage options to include in your policy. 

How Expensive Is Motorcycle Insurance? 
Motorcycle insurance rates can vary among policyholders depending on factors such as your driving record, vehicle model and insurance claims history. For example, if you have a clean driving record and no claims, you will likely pay less for coverage than someone with a poor driving record and multiple claims.  

How Can I Get Coverage? 
If you are a motorcycle owner near St. Michael, Minnesota, the dedicated agents at Zachman Insurance can assist you with learning about coverage options to help you select sufficient coverage for you and your motorcycle. 

Get covered today by calling our agency at 763-497-2430.