Zachman Insurance Agency
12725 43rd Street NE # 101
St. Michael, MN 55376

Fax: 763-497-2870


Auto Insurancein in St. Michael, MN and Surrounding Areas

Keeping Drivers in St. Michael and Albertville, MN and Beyond Safe and Secure

Auto insurance is like a safety blanket against accidents and other incidents that cause damage or personal injuries.  It also keeps you compliant with the law.  For most people, it’s a rudimentary concern and something they don’t think about until the unexpected happens.  When an accident happens it’s good to have a solid auto insurance policy at your disposal and an agent who supports you through claims processes.  At the Zachman Insurance Agency we provide you with both of those things.

Our agents provide customized asset-protection plans that reflect your individual needs.  They give you personalized service so that you’re comfortable with your coverage plan and you know what to expect.  They’ll work with you one-on-one to find the insurance solution that works best for you and help you find the benefits and discounts you deserve so that you can save.  

Auto InsuranceCoverages that secure you and give you Value

As an auto policyholder with Zachman Insurance Agency, you’ll have coverages that cover well over the Minnesota state law minimum standards and much more.  For most drivers, meeting state minimum standards is the primary concern because doing so means that a policy will be as cost-effective as possible.  However, the coverage provided in state-minimum-coverage-only policies seldom covers the costs of anything near what the total claim ends up being.  Our agents will help you find a cost-effective insurance plan that not only protects you under almost any circumstance but gives you great value.

This value comes from extras, benefits, and advantages that are available to all eligible policyholders. Your agent can help you become eligible for as many extras and benefits as possible.  However, the greatest value an agent can give you is keeping your premiums low while giving you the greatest amount of coverage.  The coverage options that may comprise an auto insurance policy from Zachman Insurance include:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage

Speak to your agent to find out how you can make these and other coverages work for you. 

Complete Protection and Support

One of the greatest benefits of having a good insurance agent is the support he or she will provide you with if you are involved in a claim.  The claims process can be arduous and worrisome, and it can cost you lots of money.  It is helpful to have an agent who is transparent and gives you all of the information you need to get through the process successfully and quickly.  If this agent has ensured that you are prepared for accidents and other incidents by helping you purchase the right coverage beforehand, then you are truly supported and will get great value from your insurance.

At Zachman Insurance we make sure that you have the support you need and the personalized services you deserve.  We treat our clients like family – you’re never left on your own.  In addition to providing you with the most cost-effective and comprehensive products available, we’re there for you whenever you need us.  If you need help, even if it’s outside of working hours, we’ll be there.  We know that the unexpected can occur at any time.  You need an agent who can help you at any time, and any agent from Zachman Insurance will do just that. 

For more information about your coverage options and about our agency, please contact us or call us.  If you would like to know more about a policy with us, you can request a quote and we’ll get back to you with more input.

The Zachman Insurance Agency provides car insurance in St. Michael, Albertville, Otsego, Monticello, Rogers, and Maple Grove, MN.  We also serve all other areas in the state.