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Zachman Insurance Agency Blog

View the latest blog posts from Zachman Insurance Agency.

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Friday, June 24, 2022

Why You Should Check Your Sump Pump

Your home’s sump pump helps prevent rainwater or groundwater from entering your basement and causing property damage. Water drains into your home’s sump pump pit and is then pumped out of your home and away from its foundation.  Like other appliances and systems in your home, sump pumps require regular maintenance. READ MORE >>

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Tuesday, April 19, 2022

Importance of Backup of Sewer and Drain Coverage Endorsement on a Homeowner’s Policy

Backup of sewer and drain coverage is an endorsement you can add to your existing homeowners insurance policy. It provides another layer of financial protection in case your home is damaged by sewer backup or a malfunction with your home’s draining system.  READ MORE >>

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Thursday, March 17, 2022

What Type of Homeowners Insurance Policy is Best for Me?

Picking the right homeowners insurance coverage for your home is vital. After all, in addition to your mortgage, you have a significant investment in your home, from closing costs, renovations, additions and improvements you've made.  There are six different types of homeowners policies, the most popular being HO3. READ MORE >>

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Tuesday, February 22, 2022

What Does a Commercial Property Insurance Policy Cover?

One of the largest investments for a business is in the actual property. Restaurants, stores, dealerships and other businesses rely heavily on the physical assets of their location. But what happens when that property is lost or damaged?  As much as we’d like to, we can’t control the weather, and it can be hard to predict. READ MORE >>

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Monday, January 17, 2022

Why Is My Car Insurance So Expensive?

As of 2021, car insurance costs an average of $1,592 ($133 per month) nationwide. But that’s just the average for the lowest risk drivers. If you have higher risks, you will often find that you pay a much higher-than-average cost. READ MORE >>

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Monday, December 27, 2021

Avoid Auto Claims in the Winter in Minnesota

When colder weather makes its way into Minnesota, winter roads become a hazard of concern. While icy, snowy roads are nearly unavoidable in the Midwest during winter, there are ways you prepare your car for winter driving and habits to practice safe driving on the winter roads.   READ MORE >>

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Friday, November 19, 2021

How Home Insurance Protects Property Away From Home

Most homeowners understand the coverage they have for personal property inside their homes, but may have not even considered the impact on insurance when the property is somewhere else. It is important to understand how home insurance protects property away from home.  READ MORE >>

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Wednesday, October 20, 2021

How to Reduce Your Chances of Developing Diabetes

Diabetes remains one of the top ten leading causes of death in the United States. It affects nearly 30 million people. It’s important that you take measures to reduce your chances of developing the disease.  The following are measures you can take to reduce your chance of developing diabetes. READ MORE >>

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Thursday, September 16, 2021

Farm Insurance and Crop Protection

We all know that the weather is fickle and can ruin a picnic or a vacation. Having those events ruined is no fun, plus it's inconvenient. But for a farmer, the fickle weather can be much more than inconvenient; it can be devastating. Weather can ruin a crop or reduce the yield. So, what can a farmer do for protection? READ MORE >>

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Wednesday, August 4, 2021

Liability - General Liability Insurance Coverage for Religious Professionals

As a religious professional, you have the goal of helping people. Most of those you work with and support understand this goal. However, even in the most well-respected areas, risks are present. View your organization as a business for a moment. Consider what risks you face and how to minimize them. READ MORE >>

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Blog Archive
  • 2022
  • 2021

  • home insurance(4)
  • commercial property insurance(2)
  • auto insurance(2)
  • health insurance(1)
  • commercial insurance(1)
  • sump pump(1)
  • business insurance(1)
  • general liability insurance(1)
  • car insurance(1)
  • commercial auto insurance(1)
  • farm insurance(1)

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Location 2725 43rd Street NE
#101
St. Michael, MN 55376

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