February 10, 2023
AgencyWhat Does Farm Equipment Insurance Cover?
As a farmer, your equipment is likely one of your most significant investments. If your tractors, combines or other major farm equipment breaks down, the cost of repairs and replacements could cause serious financial hardship. Finding the right farm equipment insurance can help protect your assets from damage. We’re here to help you find the […]
October 21, 2022
AgencyBack-to-School Driving Tips
Fall indicates the return of the hustle and bustle as kids go back to school. From school buses and bicycles to cars, pedestrians and strollers, you must remain diligently focused on the road as a driver. Whether you’re an experienced driver or a newer one, all drivers can benefit from some driving safety tips—in addition […]
August 22, 2022
AgencyWhat’s Covered When My Child Goes to College and Lives in a Dorm?
Making the transition from high school to college is exciting for students everywhere. For the soon-to-be college student, it’s time to prepare for an independent life away from home. For their parents, it’s time to ensure their teenager is as safe as possible while they’re away at school. Why Do Students Need Insurance? Dorm living […]
June 25, 2022
AgencyWhy You Should Check Your Sump Pump
Your home’s sump pump helps prevent rainwater or groundwater from entering your basement and causing property damage. Water drains into your home’s sump pump pit and is then pumped out of your home and away from its foundation. Like other appliances and systems in your home, sump pumps require regular maintenance. How Often Should I […]
April 19, 2022
AgencyImportance of Backup of Sewer and Drain Coverage Endorsement on a Homeowner’s Policy
Backup of sewer and drain coverage is an endorsement you can add to your existing homeowners insurance policy. It provides another layer of financial protection in case your home is damaged by sewer backup or a malfunction with your home’s draining system. Several endorsements may help provide additional coverage for your property. We’ll help you […]
March 17, 2022
AgencyWhat Type of Homeowners Insurance Policy is Best for Me?
Picking the right homeowners insurance coverage for your home is vital. After all, in addition to your mortgage, you have a significant investment in your home, from closing costs, renovations, additions and improvements you’ve made. There are six different types of homeowners policies, the most popular being HO3. As a general rule, the number after […]
February 22, 2022
AgencyWhat Does a Commercial Property Insurance Policy Cover?
One of the largest investments for a business is in the actual property. Restaurants, stores, dealerships and other businesses rely heavily on the physical assets of their location. But what happens when that property is lost or damaged? As much as we’d like to, we can’t control the weather, and it can be hard to […]
January 17, 2022
AgencyWhy Is My Car Insurance So Expensive?
As of 2021, car insurance costs an average of $1,592 ($133 per month) nationwide. But that’s just the average for the lowest risk drivers. If you have higher risks, you will often find that you pay a much higher-than-average cost. Still, even favorable premiums are a cost, and sometimes you might wonder why exactly you […]
December 27, 2021
AgencyAvoid Auto Claims in the Winter in Minnesota
When colder weather makes its way into Minnesota, winter roads become a hazard of concern. While icy, snowy roads are nearly unavoidable in the Midwest during winter, there are ways you prepare your car for winter driving and habits to practice safe driving on the winter roads. At Zachman Insurance Agency, we’re familiar with the hazards […]
November 19, 2021
AgencyHow Home Insurance Protects Property Away From Home
Most homeowners understand the coverage they have for personal property inside their homes, but may have not even considered the impact on insurance when the property is somewhere else. It is important to understand how home insurance protects property away from home. Property in Storage May Not Be Adequately Covered If you are downsizing to […]