12725 43rd Street NESuite 101ST. Michael, MN 55376

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Blog

Blog

April 9, 2021
Agency

Understanding Lender Requirements for Home Insurance

Buying a home means recognizing that, no matter how safe you try to be, there are numerous hazards that might come along to damage the property. When they do, they could put you in a significant financial bind, and you want your home insurance to help you pick up the pieces.  What many homeowners don’t […]
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May 20, 2021
Agency

How to Encourage Clients to Consider Additional Car Insurance Coverage

One key that most clients have in common is that they want to save money. They look for the best deals and the best discounts. Unfortunately, the cheapest deal isn’t always the best one. While it’s important to offer discounts and attempt to save your clients money, it’s also important that they understand the coverages […]
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June 11, 2021
Agency

Commercial Property Insurance and Vandalism

Protecting your business is always in the back of your mind. In some situations, it may seem impossible to do especially when instances like vandalism occur when you are not there. It does not matter what type of vandalism or where it is located. This type of damage reduces the business’ reputation and costs you […]
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July 6, 2021
Agency

Customizing Commercial Auto Insurance Per Vehicle

How many vehicles does your business use? What types are they? Many companies have a variety of commercial vehicles. Each one has a different task. Some of your drivers may need to use just one vehicle. Others may move between vehicles every day.   It seems difficult to buy commercial auto insurance for each one of […]
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August 4, 2021
Agency

Liability – General Liability Insurance Coverage for Religious Professionals

As a religious professional, you have the goal of helping people. Most of those you work with and support understand this goal. However, even in the most well-respected areas, risks are present. View your organization as a business for a moment. Consider what risks you face and how to minimize them. Specifically, consider general liability […]
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September 16, 2021
Agency

Farm Insurance and Crop Protection

We all know that the weather is fickle and can ruin a picnic or a vacation. Having those events ruined is no fun, plus it’s inconvenient. But for a farmer, the fickle weather can be much more than inconvenient; it can be devastating. Weather can ruin a crop or reduce the yield. So, what can […]
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October 20, 2021
Agency

How to Reduce Your Chances of Developing Diabetes

Diabetes remains one of the top ten leading causes of death in the United States. It affects nearly 30 million people. It’s important that you take measures to reduce your chances of developing the disease.  The following are measures you can take to reduce your chance of developing diabetes.  Determine Your Risk of Developing Diabetes  […]
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November 19, 2021
Agency

How Home Insurance Protects Property Away From Home

Most homeowners understand the coverage they have for personal property inside their homes, but may have not even considered the impact on insurance when the property is somewhere else. It is important to understand how home insurance protects property away from home.  Property in Storage May Not Be Adequately Covered  If you are downsizing to […]
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December 27, 2021
Agency

Avoid Auto Claims in the Winter in Minnesota

When colder weather makes its way into Minnesota, winter roads become a hazard of concern. While icy, snowy roads are nearly unavoidable in the Midwest during winter, there are ways you prepare your car for winter driving and habits to practice safe driving on the winter roads.   At Zachman Insurance Agency, we’re familiar with the hazards […]
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January 17, 2022
Agency

Why Is My Car Insurance So Expensive?

As of 2021, car insurance costs an average of $1,592 ($133 per month) nationwide. But that’s just the average for the lowest risk drivers. If you have higher risks, you will often find that you pay a much higher-than-average cost. Still, even favorable premiums are a cost, and sometimes you might wonder why exactly you […]
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